专利名称：METHOD AND SYSTEM FOR PROCESSING
CREDIT CARD PAYMENTS
发明人：Brad K. Winking,David J. DeLawter,John M.
Patton
申请号：US15470218申请日：20170327
公开号：US20170278079A1公开日：20170928
专利附图：
摘要：A system for processing credit card payments is provided. According to oneaspect of the system, a client is able to submit payment transactions in different formats
for processing. Depending on the submission format, the payment transaction can beprocessed by either a batch process or a right-time process. The right-time processprocesses the payment transaction in real-time upon submission thereby allowing thecorresponding credit account to be updated in a more timely manner. In particular, theright-time process adjusts the available credit relative to the corresponding creditaccount in a real-time manner so that the available credit closely tracks or reflectspayments made to the credit account.
申请人：First Data Corporation
地址：Greenwood Village CO US
国籍：US
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